As Florida citizens prepared and then braced for impact with Hurricane Matthew, a storm of tremendous size and strength that loomed off the state’s eastern coastline in early October, President Obama took the anticipatory step of declaring a State of Emergency for the state of Florida.

This declaration allowed federal agencies to open an immediate

Due to the State of Emergency declared on August 12, 2016 by Governor John Bel Edwards in response to the historic flooding in parts of Louisiana, and the inability of many insurance policy holders to repair their property within normal time frames because of a shortage of building materials, contractors, and construction workers, the Commissioner